Clik here to view.
“FX for the Little Guy” Western Union’s Small Business Payment Solution
Glenbrook’s Carol Coye Benson and Erin McCune are interviewing leading commercial payment providers and enablers to understand whether we’ve finally reached the ‘tipping point’ for B2B payments. This...
View ArticleClik here to view.
Cross-Border Payments Perspectives [New Glenbrook Research]
Glenbrook recently conducted two surveys to develop a detailed understanding of the ideal cross-border payments solution from the perspectives of both payments professionals and payments initiators. We...
View ArticleClik here to view.
What’s so Special About Business-to-Business (B2B) Payments?
B2B payments are not a new opportunity. The payments industry is littered with ambitious business payment solutions that have faltered. Past failures are largely due to an exaggerated focus on buyers...
View ArticleA Look Back at Payments in 2011
As we’re winding down for the year, we wish you the best for you and your family this holiday season! At Glenbrook, we thrive on thinking about how payments are evolving and how these changes will...
View ArticleThe Dawn of a New Era for Small Biz Banking? [Dispatch from NACHA Payments 2012]
I was at NACHA’s annual payments conference last week and the most interesting things I heard and saw had to do with small business banking and payments, a long suffering, underserved segment of the...
View ArticleCo-Dependence Between Banks and Their Technologists: Hampering Innovation
Talking to banks and the biggest bank technology vendors at NACHA’s annual payments conference last week I couldn’t help thinking how they suffer from similar challenges. Big banks are hampered by...
View ArticleDreams of Glory: Business Payments and Network Fantasies
At Glenbrook we talk about “network fantasies” a lot. These are hopes that payments innovators, and incumbents, have about the so-called “network effect” in payments. Many a payments start-up has sat...
View ArticleThink Big: What Could Change Our Industry
Here are some thoughts on big actions that industry incumbents could take to strengthen their positions and the U.S. payments industry. What do these ideas have in common? First of all, they are...
View ArticleIs AribaPay a Game Changer for B2B Payments? Maybe. For now we have more...
Recently Ariba/SAP and Discover announced that they intend to “transform” commercial payments. AribaPay is either the most significant B2B payments news in decades or just one more courageous entrant...
View ArticleClik here to view.
The Future of B2B Payments – And Suggestions on How We Might Get There
I am in London this morning, where I had an opportunity to present a vision for the future of business payments at Experian‘s Payments Strategy Conference 2013. Acknowledging that it is always...
View ArticleClik here to view.
Money2020: Impressions & Observations
I’ve nearly recovered from the payments overload that was Money2020 last week in Las Vegas – it was initially exhilarating, then incredibly exhausting, but I had a fantastic time. Here’s my admittedly...
View ArticleSame Day ACH – A Step (or Lurch) Ahead
NACHA recently announced plans for a phased introduction of same-day settlement for ACH. I spoke with NACHA President and CEO Jan Estep this morning about the initiative. First of all, I congratulate...
View ArticleClik here to view.
There Is No Such Thing As An International Wire
As globalization increases, businesses of all sizes buy goods and services from overseas suppliers and turn to new customers in overseas markets to drive growth. As a result, the demand for...
View ArticleIt’s Not About Payments
I just attended NACHA’s Council for Electronic Billing and Payments and I’ve come away with an even firmer opinion that this payments business I’m in isn’t about payments. It’s about data. A retail...
View ArticlePoF 1 – Payments on Fire Bitcoin Discussion with Scott Loftesness
Welcome to Glenbrook’s Payments on Fire podcast! This conversation between Glenbrook’s founding partner Scott Loftesness, Terence Spies, CTO of Voltage Security, and Glenbrook’s George Peabody is about...
View ArticlePoF 17 – Aligning Bitcoin with B2B Remittances
Paying invoices and moving funds aross borders for small and medium business (SMB) is expensive and full of uncertainties. How much does the recipient actually get once the transaction is finished?...
View ArticleMarwan Forzley, Align Commerce, and the Evolution of Blockchain Business
Bitcoin’s reliability and transaction-level security has inspired today’s explosion of blockchain pilots, companies, and consortia. But the bitcoin rails already have solid commercial applications....
View ArticleEP43: Making Money Fly over Borders – ISO 20022, the IPFA, and Faster...
Faster payments, B2B payments, international remittances, cross-currency, and cross-border payments. These are hot topics and major challenges the payments industry must address. Central to all is the...
View ArticleTwo Paths for Faster
The always-interesting Federal Reserve Bank Chicago Payments Symposium just closed, and predictably, a lot of the discussion (and argument!) was around “faster” – the evolving progress of the United...
View ArticleEpisode 56 – Consumer Healthcare Payments – BillingTree
Consumer billing payments get complicated in the healthcare space. Co-payments are bigger than ever as are the medical bills. Consumers need prompting to pay and even incentives to get those big bill...
View Article
